Track Day Insurance FAQs

The cost depends on your vehicle and its value, the circuit, the number of drivers and any optional cover you add. Most drivers receive an instant quote online in a few minutes.

Yes. Accident damage to your car is covered whether you caused it or another driver did.

We provide quotations for all major UK circuits. If your circuit is not in the list on the quote form, enter its name in the "other" field.

Yes. We provide quotations for a wide range of European circuits, including Spa-Francorchamps and the Nürburgring Nordschleife. If your circuit is not listed, enter its name in the "other" field.

Yes, we provide quotations for Touristfahrten (tourist days) at the Nürburgring Nordschleife.

Yes. Armco damage cover is included as standard with all Nordschleife track day policies, up to £2,000 for Armco attendance and replacement, with the option to increase this to £4,000 for an additional premium. You will need to provide the invoice from the Nordschleife to make a claim.

Yes. Armco damage cover is an optional addition for circuits other than the Nordschleife, and you can include it during the online quotation process.

No. The policy covers your own car only. The exception is Armco barrier damage, which is included with Nordschleife policies and optional at other circuits.

Yes, for UK residents attending UK track days, for an additional premium. Recovery costs are reimbursed up to £200 on receipt of a recovery invoice. Recovery after mechanical breakdown applies to cars eight years old or younger; older cars are covered for recovery after impact damage that prevents them being driven home.

Yes. Personal Accident cover provides financial security for the driver in the event of serious injury, disability or death, and can cover any or all drivers using the car on the track day. Cover for multiple events over 12 months is usually better value than single-event cover.

Yes. Additional drivers can be included on your policy. Their details are needed to calculate the premium, and adding drivers increases the premium.

No. If a mechanical failure causes an accident, the resulting impact damage is covered, but the failed part itself is not.

Let us know as soon as possible. If we are told before any cars go out on track, we may be able to offer a credit towards a similar future track day.

Sometimes, but we recommend arranging cover at least two to three days before your event to allow time for documentation and payment.

No. We only insure cars on track days.

Accident damage to your car while on circuit, whether it is caused by you or by someone else colliding with your car. You can also add vehicle recovery, Personal Accident insurance and Armco barrier damage cover, which is included automatically with Nordschleife policies.

Yes. Cover can include your car, tools, spares, equipment and trailer while stored or in transit, typically on a 12-month policy.